18 Years Worth of Days Want to be Smarter With Your Money? Join our mailing list and get news and info to support your financial goals. First Name Last Name Email Address Thank you! Oops! The average retirement lasts for 18 years. Are you prepared to fill that many days? Share | Related Content RE: Retirement How does your ideal retirement differ from reality, and what can we do to better align the two? Catch-Up Contributions Workers 50+ may make contributions to their qualified retirement plans above the limits imposed on younger workers. Retirement Plan Distributions There are a number of ways to withdraw money from a qualified retirement plan.